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This brand name would be ideally suited to a payment or loans company.
The name "Payoti" has only six characters and just two syllables. Two-syllable names are highly rare and highly valuable. Established brands using two syllable names include Apple, Gillette and Disney.
Payoti.com is a dot com domain. Dot com domains are the most sought after top-level-domain in the world, used by famous websites like google.com. Owning a dot com says that you own the word "Payoti" online.