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This domain name would be well suited to a banking or loans brand.
The word "ontopay" contains seven characters and three syllables. Successful brands using three syllable names include Adidas, Toshiba and Mastercard.
Ontopay.com is a dot-com domain. Dot com domains are the most valuable top-level-domain in the world, used by famous websites like twitter.com. Once you own a dot-com, it will be much easier to rank for your own name in Google.
One suggestion for how this name could sound when used.
Bank Banking Business Cash Consumer goods Credit Energetic Entertainment Feminine Finance Finances Friendly Gambling & betting Insurance Invest Investment Keyword Mass-market Modern Money Payer Paying Payment Payment app Payment gateway Payments Payout Processing Repayment Shopping