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This modern, mass-market and invented brand name would be ideally suited to a finance or loans brand.
HeyCred has seven characters and only one syllable. Mono-syllable names are exceptionally rare and highly desirable. One syllable names are used by established brands like Path, Box and Dell.
Heycred.com is a .com domain. Dot com domains are the most desirable top-level-domain in the world, famously used by websites like facebook.com. Once you own a .com, it will be much easier to rank for your own name in Google.